VIDEO: When Should I Start Taking Social Security Benefits? | Pros & Cons of Claiming Early vs. Waiting

Wondering when the right time is to start taking Social Security? In this video, we break down everything you need to know—whether you're thinking about claiming at age 62, full retirement age, or waiting until 70.

We’ll cover:

  • How your monthly benefit changes based on when you claim
  • The impact of your health, income needs, and retirement goals
  • What spousal and survivor benefits really mean for your decision
  • How to think strategically if you’re married or have a younger spouse
  • Simple questions to ask before choosing your start date

 

Social Security is one of the most important income decisions you’ll make in retirement—and it’s not just about you. It could affect your spouse’s future too.

Whether you’re nearing retirement or planning ahead, this video will help you feel more confident about your next step.

This material is intended for educational purposes only. You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. Nothing in this material constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. Dorval & Chorne Financial Advisors is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

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