VIDEO: The Truth About Long-Term Disability Insurance: What No One Tells You

  • Insurance
Long-term disability (LTD) insurance is meant to protect your income when you can’t work, but getting a claim approved is often more difficult than people expect.

In this video, we’ll break down why LTD insurance some the challenges that come with it.

More importantly, we’ll discuss how to prepare before a crisis hits.

What’s included:

  • Why you shouldn’t wait until you’re already sick or injured to get coverage
  • The importance of maintaining low debt and building emergency savings
  • Why relying on Social Security Disability Insurance (SSDI) may not be enough

 

Whether you’re self-employed, working in a demanding profession, or just thinking ahead, this video will help you better understand your options and what steps to take now to protect your future income.

This material is intended for educational purposes only. You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. Nothing in this material constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. Dorval & Chorne Financial Advisors is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

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