VIDEO: 2026 Retirement Contribution Limits | IRS Announces Major Increases (401k, IRA, Roth, SIMPLE)

  • Retirement Funding
The IRS just announced the official 2026 contribution limits for 401(k)s, 403(b)s, IRAs, Roth IRAs, SIMPLE plans, and catch-up contributions, and there are some meaningful increases you don’t want to miss.

In this video, I break down the new limits in a clear and simple way so you can plan ahead and maximize your retirement savings.

We cover: 

  • New 401(k), 403(b), 457 & TSP contribution limits 
  • Updated catch-up contributions (including the special 60–63 limits) 
  • New IRA & Roth IRA contribution limits 
  • Updated income phase-out ranges 
  • SIMPLE IRA and SIMPLE 401(k) changes 
  • Saver’s Credit income updates
  • What these changes mean for your financial plan in 2026

 

Whether you’re nearing retirement, just getting started, or somewhere in between, understanding these updates can help you save more and reduce your taxes.

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This material is intended for educational purposes only. You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. Nothing in this material constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. Dorval & Chorne Financial Advisors is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

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