In this video, we break down how to think about disability and life insurance in a practical, no-pressure way. You’ll learn why disability can be financially more devastating than death (especially if you’re single), how married couples should approach coverage decisions, and why starting with the right amount of insurance matters more than choosing the perfect policy.
We also cover:
- How much disability insurance you should have
- The difference between short-term and long-term disability insurance
- Why employer group coverage may not be enough
- Common mistakes people make when buying insurance
- How insurance agents get paid and how that can impact recommendations
- Why approval for disability benefits through the Social Security Administration is harder than most people expect
This video is designed to help you make informed, confident decisions without fear-based sales tactics.
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