In this video, we discuss the key factors to consider before deciding whether to take benefits at 62, Full Retirement Age, or delay until age 70.
We cover:
- How Full Retirement Age impacts your benefits
- The pros and cons of claiming early vs. delaying
- Health and longevity considerations
- How working in retirement can affect benefits
- Tax considerations surrounding Social Security
- Spousal and survivor benefit strategies
- How Social Security fits into your overall retirement income plan
Social Security is one of the few sources of guaranteed, inflation-adjusted income available in retirement. Making the right decision can help support long-term financial confidence and quality of life.
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