VIDEO: Can I Still Get Marketplace Insurance If I Declined My Employer’s Plan?

A simple breakdown of what really happens when you decline job-based insurance—and whether marketplace coverage is still on the table.

In this video, Leah Woodly, CFP®, breaks down one of the most common health insurance questions: “If I turned down insurance through my employer, can I still sign up for coverage through my state’s marketplace?”

We’ll cover:

  • Whether you can enroll in marketplace insurance after declining job-based coverage
  • How affordability rules work
  • When you can qualify for financial help (subsidies)
  • Open enrollment vs. special enrollment timing
  • What to watch out for before switching

 

Whether you’re trying to save money, compare benefits, or understand your family’s options, this video will help you make an informed decision.

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This material is intended for educational purposes only. You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. Nothing in this material constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. Dorval & Chorne Financial Advisors is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

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