VIDEO: Is the 4% Rule Dead? Why Bill Bengen Now Says 4.7% Is Safer for Retirement & Our Take on Guidelines

  • Personal Finance
The famous 4% rule has guided retirees for over 30 years, but its creator, William Bengen, now says the safe withdrawal rate should be closer to 4.7%.

In this interview, Dan and Leah unpack what this update means for retirees today, the role inflation and diversification play, and whether the 4% rule is still a reliable guide in 2025.

 

What you’ll learn in this video:

  • What the 4% rule really means Why Bengen updated it to 4.7%
  • The role of inflation and market volatility
  • Practical tips for making your money last in retirement

 

If you’re planning for retirement, this conversation will help you understand how to apply these insights to your own financial journey.

 

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This material is intended for educational purposes only. You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. Nothing in this material constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. Dorval & Chorne Financial Advisors is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

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