VIDEO: Should You Delay Retirement After a Market Drop What to Do If the Market Falls 20% Before You Retire

What should you do if the market drops 15–20% right before you retire?

In this video, we break down one of the biggest fears pre-retirees face and why delaying retirement may not be the best solution.

Many investors have been taught that their retirement timeline depends entirely on how much they have invested.

So, when the market drops, it can feel like your plans need to change overnight. But is that really true?

We explain:

  • What’s going through your mind when the market drops before retirement
  • Why reacting to market volatility can lead to poor decisions
  • The problem with delaying retirement based on short-term market conditions
  • Why you can’t predict when the “right” time to retire will be
  • How proactive planning helps you stay on track, even in a down market
  • The powerful mindset shift: retirement is a cash flow puzzle, not a “how much do I have” problem

If you’re within a few years of retirement or already planning your exit, this conversation will help you think more clearly, avoid emotional decisions, and focus on what truly matters: your quality of life.

Key takeaway: Your goals shouldn’t take a backseat to market noise. A well-built plan is designed to weather uncertainty.

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This material is intended for educational purposes only. You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. Nothing in this material constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. Dorval & Chorne Financial Advisors is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

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