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Tips For Quality of Life Planning®
This material is intended for educational purposes only. You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. Nothing in this material constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. Dorval & Chorne Financial Advisors is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.
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VIDEO: Don’t Believe the Hype! Avoiding the Emotional Decision-Making Trap
by Dan Dorval & Leah Woodly History is full of financial panic fueled by fear and misinformation. From Y2K to

VIDEO: Will Your Money Last? How to Manage Longevity & Mortality Risk in Retirement
by Leah Woodly Planning for retirement? One of the biggest challenges is balancing longevity risk (outliving your money) with mortality

Marriage and Finances: Building a Stronger Partnership
February, often hailed as the month of love, reminds us of the joys and challenges of marriage. While Valentine’s Day

VIDEO: Marriage & Money: How to Manage Finances as a Team
by Dan Dorval & Leah Woodly Money can be a major stressor in marriage, but it doesn’t have to be!

VIDEO: Understanding the 1035 Exchange: How to Switch Your Life Insurance or Annuity Potentially Tax-Free!
by Leah Woodly If you have a life insurance policy or annuity that no longer meets your needs, a 1035

VIDEO: 457 Plan Explained: The Secret Retirement Hack for Government & Nonprofit Employees!
by Leah Woodly Are you a nurse, teacher, or government employee? If so, you might have access to a 457

VIDEO: 59 ½? Beware This 401(k) Rollover Sales Trick!
by Dan Dorval & Leah Woodly In today’s Quality of Life Conversation, we share the story of a nurse who

VIDEO: Non-Spouse Beneficiary Rules for RMDs Explained
by Leah Woodly If you’ve inherited a retirement account as a non-spouse beneficiary, understanding the rules for Required Minimum Distributions

VIDEO: What You Need to Know about Giving and Receiving an Inheritance
by Dan Dorval & Leah Woodly Inheritance planning can feel overwhelming, but it’s essential for securing your family’s legacy and

VIDEO: Should You Rent Out Your House or Sell It?
by Leah Woodly When you’re deciding what to do with your property, the choice to rent or sell can be