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Tips For Quality of Life Planning®
This material is intended for educational purposes only. You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. Nothing in this material constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. Dorval & Chorne Financial Advisors is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.
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VIDEO: Should Wealthy Retirees Delay Social Security? The Survivor Benefit Most People Miss
Should you claim Social Security at 62 if you already have substantial retirement savings? Many affluent retirees assume they should take benefits as early as possible because they don’t need the additional monthly income. But that decision could reduce one of the most valuable benefits Social Security provides.
VIDEO: How Much Should You Keep in Cash During Retirement?
Many retirees worry about keeping enough money in the bank to feel secure, but holding too much cash can quietly reduce your long-term purchasing power, while holding too little can force you to sell investments during a market downturn.
VIDEO: The #1 Financial Habit That Predicts Long-Term Wealth
Everyone wants to talk about investing, taxes, and retirement, but what if the real key to financial success starts much earlier?
VIDEO: How Much Life Insurance Do You Need? Term vs. Permanent Explained
Should you buy term life insurance or permanent life insurance? The answer isn’t as simple as choosing the cheaper option or the policy with the biggest benefits.
VIDEO: Intro to Investing with Dan
Is successful investing really about finding the next NVIDIA, picking the perfect stock, or timing the market just right?
VIDEO: Can You Create a Paycheck in Retirement? Here’s How
Retirement isn’t just about how much you’ve saved, it’s about turning those savings into a reliable paycheck. In this video, I explain how retirees can create predictable monthly income using Social Security, pensions, investment accounts, dividend income, annuities, and bucket strategies while preparing for unexpected expenses.
VIDEO: What Is Net Unrealized Appreciation (NUA) and Could It Save You Thousands in Taxes?
Are you retiring with company stock inside your 401(k)? Before you roll everything into an IRA, you may want to learn about a little-known tax strategy called Net Unrealized Appreciation (NUA).
VIDEO: Why Do So Many People Struggle Financially? The Cash Flow System That Makes Building Wealth Easier
Most people believe investing is the key to financial success. In reality, the foundation of every successful financial plan is cash flow.
VIDEO: Are You Following the Wrong Financial Advice? How to Build a Financial Plan Around Your Goals
Most financial advice is designed for the average person, but what if your life, goals, and priorities aren’t average?
VIDEO: Retiring in 5 Years? 10 Essential Retirement Planning Steps Every Professional Woman Should Take
Are you within five years of retirement? If so, now is the time to shift your focus from building wealth to preparing for retirement.