This material is intended for educational purposes only. You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. Nothing in this material constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. Dorval & Chorne Financial Advisors is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.
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As parents, we want to give our children every opportunity, including a great education. But what happens when saving for college competes with saving for your own retirement?
Should you max out your HSA before contributing more to your 401(k) or IRA?
How one investor’s property portfolio kept her from retiring—and the strategy that set her free.
Are you buying health insurance through the Marketplace and worried about losing your subsidy? Your taxable income determines how much help you get and how much you pay for health insurance premiums.
Have you heard of the 15-year catch-up contribution rule for 403(b) plans? This little-known provision could allow long-term employees of schools, hospitals, churches, and other nonprofits to contribute thousands of dollars more toward retirement.
Retirement planning isn’t what it used to be. Twenty-five years ago, pensions were common, people worked longer, and the financial landscape looked very different. Today, the responsibility has shifted more onto individuals, with 401(k)s, Roth accounts, and longer life expectancies changing the game.
Most financial advice warns about not saving enough for retirement, but what if you’re saving too much?
Thinking about hiring a financial advisor but not sure what to expect?
Can you withdraw from retirement accounts if you’re diagnosed with a terminal illness? Here’s what the IRS allows—and what to watch for.
When should you reduce 401(k) contributions and invest elsewhere? While your 401(k) is a powerful retirement savings tool, there are times when putting too much into it might not be the smartest move for your overall financial plan.