Enhancing Employee Financial Wellness with QoLa™ – A Tailored Approach for Public Service Organizations
Employees today face increasing financial stress, and many feel overwhelmed by the volume of information available to them. The uncertainty in the economy and changes in legislation are further heightening the stress that employees feel, which may be adversely impacting their work and productivity. Rather than providing more generic resources, employers have an opportunity to offer personalized financial guidance that helps employees take meaningful steps toward financial security.
For public service organizations—including nonprofits, hospitals, school districts, and government agencies—this is particularly important. Employees in these fields often share common financial planning challenges, such as navigating pension options, maximizing 403(b)/457 contributions, and understanding Public Service Loan Forgiveness (PSLF).
Through our expertise as financial advisors, Dorval and Chorne can provide financial planning and advice to public service employees through live, one-on-one consultations with our Certified Financial Planners® paired with our proprietary AI application, QoLaTM. Our group-sponsored financial advisory program is being utilized with organizations like the Hazelden Betty Ford Foundation.
What is QoLa™?
The Quality of Life Planning® Application (QoLa™) is a financial planning tool designed to provide employees with personalized guidance based on their unique financial circumstances. Unlike traditional benefits platforms that offer broad, one-size-fits-all information, QoLa™ delivers actionable recommendations to help employees make informed decisions about their financial future.
How Employees are Supported
- Personalized Financial Guidance – QoLa™ assesses an employee’s financial situation and provides tailored recommendations, including investment strategies for retirement plans and pension options. In addition, employees can contact and schedule a live, one-on-meeting with a Certified Financial Planner® for situations outside of QoLa™ 's scope.
- Actionable Insights – Employees receive clear guidance on steps they can take now, such as adjusting retirement contributions, managing student loans, or building emergency savings.
- Wealth Index Tracking – QoLa™ offers a built-in tracking feature allows employees to measure and monitor their financial health over time.
- Educational Resources – A comprehensive learning library helps employees better understand key financial topics, from retirement planning and debt management to pensions and PSLF.
A No-Cost Opportunity to Explore QoLa™
To help organizations evaluate how QoLa™ can benefit their employees, we are offering a 3-month free pilot program. This provides employers with an opportunity to see how personalized financial planning can enhance employee engagement, reduce financial stress, and support long-term financial well-being.
Who Can Benefit?
Our group-sponsored financial advisory program is particularly well-suited for organizations where employees have access to structured retirement plans and pension options. This includes:
✔️ Hospitals & Healthcare-Adjacent Organizations – Helping nurses, physicians, and staff maximize 401(k)/403(b) plans, pensions, and PSLF eligibility.
✔️ School Districts & Universities – Supporting educators in understanding pension options, managing student loans, and planning for retirement.
✔️ Nonprofits & Government Agencies – Providing employees with guidance on 457 plans, retirement planning, and financial stability.
By offering employees clear, relevant financial guidance from CFP® professionals and QoLa™ , employers can foster a culture of financial well-being, which in turn can lead to higher job satisfaction, retention, and overall organizational success.
For those interested in exploring how QoLa™ can support their workforce, the 3-month free pilot offers an opportunity to assess its impact at no cost. To learn more about our group-sponsored advisory program, click here.
