Blog

In the fast-evolving landscape of employee benefits, it is no longer enough to offer less personalization and more generic information. It is important employers understand employees are already overwhelmed with information and want to know what to do rather than just have more information thrown at them. It is critically important to engage with employees not just professionally, but also personally, in helping to achieve their financial goals. Enter the Quality of Life Planning® Application (QoLa™) – the game-changer your workforce needs!

Financial planning often elicits ideas of investment strategies and maximizing returns. However, its true essence is revealed in moments that demand compassion, empathy, and support beyond mere financial gain. Recently, I encountered a poignant scenario that underscored the profound impact of financial planning in the face of life-altering circumstances. A nurse, grappling with a terminal diagnosis, entrusted us with the daunting task of navigating her financial landscape. In this instance, the traditional metrics of investment portfolios took a backseat to addressing immediate needs and securing her future, whatever it might hold.

The recent failure of Silicon Valley Bank along with a couple other at-risk financial institutions has been well publicized in our crisis-du-jour media. We also learned Credit Suisse was bought out by UBS through a Swiss government facilitated sale. These tremors in the banking system have rightfully caused some concerns about the safety of cash reserves and potential impacts on markets.

If paying off debt is your goal, you are not alone. The thought of paying off your debt may feel overwhelming. Some people ignore their debt as if it will magically go away if they don’t look at it. However, that’s not you. You are ready to take control of your financial life by getting out of debt.

It's a new year! Many are excited about embarking upon New Year's resolutions and have set high goals for themselves. However, it is easy to get lost in the sauce and set goals based on what others say rather than what you truly want.