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This material is intended for educational purposes only. You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. Nothing in this material constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. Dorval & Chorne Financial Advisors is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

The Game-Changer Your Workforce Needs Thumbnail

The Game-Changer Your Workforce Needs

In the fast-evolving landscape of employee benefits, it is no longer enough to offer less personalization and more generic information. It is important employers understand employees are already overwhelmed with information and want to know what to do rather than just have more information thrown at them. It is critically important to engage with employees not just professionally, but also personally, in helping to achieve their financial goals. Enter the Quality of Life Planning® Application (QoLa™) – the game-changer your workforce needs!

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Beyond Returns: How Financial Planning Transforms Lives in the Face of Terminal Illness Thumbnail

Beyond Returns: How Financial Planning Transforms Lives in the Face of Terminal Illness

Financial planning often elicits ideas of investment strategies and maximizing returns. However, its true essence is revealed in moments that demand compassion, empathy, and support beyond mere financial gain. Recently, I encountered a poignant scenario that underscored the profound impact of financial planning in the face of life-altering circumstances. A nurse, grappling with a terminal diagnosis, entrusted us with the daunting task of navigating her financial landscape. In this instance, the traditional metrics of investment portfolios took a backseat to addressing immediate needs and securing her future, whatever it might hold.

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Should You Be Concerned About the Bank Failures? Thumbnail

Should You Be Concerned About the Bank Failures?

The recent failure of Silicon Valley Bank along with a couple other at-risk financial institutions has been well publicized in our crisis-du-jour media. We also learned Credit Suisse was bought out by UBS through a Swiss government facilitated sale. These tremors in the banking system have rightfully caused some concerns about the safety of cash reserves and potential impacts on markets.

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7 Tips to Pay Off Debt Quickly Thumbnail

7 Tips to Pay Off Debt Quickly

If paying off debt is your goal, you are not alone. The thought of paying off your debt may feel overwhelming. Some people ignore their debt as if it will magically go away if they don’t look at it. However, that’s not you. You are ready to take control of your financial life by getting out of debt.

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Start the New Year off Right Thumbnail

Start the New Year off Right

It's a new year! Many are excited about embarking upon New Year's resolutions and have set high goals for themselves. However, it is easy to get lost in the sauce and set goals based on what others say rather than what you truly want.

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