This material is intended for educational purposes only. You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. Nothing in this material constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. Dorval & Chorne Financial Advisors is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.
When you’re deciding what to do with your property, the choice to rent or sell can be a challenging one. Each option comes with its own set of advantages and considerations—including financial, tax, and lifestyle implications. In this post, we’ll break it all down, and our accompanying video will help you make an informed decision. Let’s dive in!
Are you financially prepared for the unexpected? In this video, we dive into how to plan for catastrophic disasters, whether they’re natural events or unforeseen life challenges. We’ll cover key topics like building an emergency fund, essential insurance coverage, securing important documents, and creating a solid financial disaster plan.
In this video, Dan and Leah dive into the obsession many people have with avoiding taxes and why it might be hurting more than helping. They discuss how focusing too much on tax minimization can distract from what truly matters – quality of life. Learn how to shift your mindset from tax avoidance to creating long-term wealth, financial security, and a better quality of life. Don't miss these valuable insights that could change the way you think about your finances!
Ever wondered what capital gains are and how they affect your investments? In this quick 3-minute video, I break down capital gains in a simple and easy-to-understand way. Learn the difference between short-term and long-term gains, and how they impact your taxes. Learn a strategy that you could potentially use to pay 0% in capital gains on your investments.
As we step into 2025, many of us are setting ambitious goals for the year ahead. Whether it's saving more, planning for retirement, or simply improving our overall quality of life, these goals reflect our desire for growth and stability. However, there’s an important distinction to be made between setting goals and creating lasting habits.
In today’s Quality of Life Conversation, Dan and Leah tackle a surprising topic: when an attorney suggests divorce to protect assets. How does this impact financial planning and quality of life?