This material is intended for educational purposes only. You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. Nothing in this material constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. Dorval & Chorne Financial Advisors is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.
Planning for retirement? One of the biggest challenges is balancing longevity risk (outliving your money) with mortality risk (running out too soon). In this video, we’ll explain how to manage these risks, optimize your retirement income, and create a strategy that gives you peace of mind.
Are you a nurse, teacher, or government employee? If so, you might have access to a 457 plan—one of the best-kept secrets in retirement planning!
In today’s Quality of Life Conversation, we share the story of a nurse who used our Group-sponsored Financial Advisory Program to get a second opinion on her retirement plan. What she discovered was alarming—she was being steered toward a financial product that benefited the advisor more than her.
🚨 2025 IRS Contribution Limits Are Here! 🚨 The IRS has announced new contribution limits for 2025, offering more opportunities to save in tax-advantaged accounts. Highlights include increased limits for 401(k)s, IRAs, Roth IRAs, and HSAs. For example, 401(k) limits are now $23,500 with an additional $7,500 catch-up for those 50 and older. Learn how these updates can boost your financial strategy, reduce taxable income, and help you stay on track for your goals. Watch our video featuring Leah and Dan from Dorval & Chorne for tips and insights!
Are you leaving money on the table? In this video, we break down what vesting means and how it impacts your retirement savings. Whether you’re saving in a 401(k) or 403(b), understanding your employer’s vesting schedule can help you make smarter career and financial decisions.